Now you might be asking, "Wait a minute, what exactly am i relying on, or optimizing for something that will (or possibly won't) be completely random? Aren't things like becoming Elden Lord or removing an employee's name a rare thing?" You, my dear friend, are playing a numbers game. Luckily, Elden Ring lets you join up to five groups, in the event that you've got the password for them. And there are plenty of them to allow you to Elden Ring Runes benefit from.
Right now, I'm running with VaatiVidya, a YouTuber from lore "SEEKERS" group The Elden Ring's Wiki's "FEXTRA" group and"straydmn," an Elden Ring subreddit's "straydmn" group. There are many other groups there too, so I suggest searching around and joining like-minded people. For these passwords to be entered, you need to press the start button and then go to "Multiplayer," and then hit the appropriate button to enter Settings. You should get a prompt to enter the password. Don't look at the multiplayer section in settings and settings, it's different!
And if you're curious: I'm not perpetually awash in gold, not at all. However, it's active for a majority of the time and as I said I don't need to do anything in order to benefit from the rewards. As far as I can tell I'm guessing that you'll get about 30% more runes this way which is a significant amount of buy Elden Ring Items change.